This service is ideal for anyone who wants to maximize points, miles, and travel perks but feels overwhelmed by the number of card options. We create a personalized strategy, including which cards to open and in what order, based on your goals and the information you provide in the intake form.

Yes. While our service delivers the most value for people looking to maximize travel rewards, we’re happy to work with cash-back–focused clients—especially those with high monthly spend who want to optimize their returns.

No one can guarantee an approval, as the decision is solely made by the banks. My goal is to increase your likelihood of success by recommending cards aligned with your profile as well as bank application rules.

We are fully independent and do not receive compensation from banks.

We provide a fully customized plan and a review call. Follow-up email correspondence (and potential calls) will be complimentary in the event that the roadmap is impacted.

No. We provide educational recommendations based on rewards strategy. We do not offer credit repair services, and we never request sensitive information.

We want this service to genuinely benefit you. Because interest costs outweigh the value of rewards, we’re not able to proceed if you are currently carrying a balance on your credit cards. If that changes in the future, we’d be glad to revisit your credit card strategy.

We only use this information to understand your eligibility for certain cards and avoid recommending options you’re unlikely to be approved for. We don’t collect sensitive information like SSNs or account logins, and your data isn’t shared with anyone.

If you miss your scheduled appointment, the service fee is non‑refundable. You’ll still receive a detailed summary of your results via email so you don’t lose the value of the work completed.

You can reschedule anytime up to 12 hours before the meeting with no penalty. Late cancellations or no-shows are billed at the full service fee.